Emergency Funds, Insurance, and Mindset: The Foundation of Financial Freedom | Building Wealth From Scratch

In this episode of Building Wealth From Scratch, Jerry and Bianca walk you through one of the most important (but often overlooked) steps to building wealth: creating an emergency plan. From understanding what an emergency fund actually is, to how much you should save, where to keep it, and why it’s essential for long-term security, they break it all down in a clear, approachable way.

They also open up about how having their own emergency fund gave them the confidence to leave their 9–5 jobs and start their business—plus, they share personal updates on their CFP and CPA journeys and how continuing education plays into building wealth from the ground up.

Topics Covered:

• • What an emergency fund is (and what it’s not)
• • How much to save based on your household setup
• • Where to keep your emergency savings
• • Why mindset matters when building your foundation
• • Insurance as part of your “defense” strategy
• • Real-life examples of using emergency savings with confidence
• • Personal updates: Jerry’s CFP certification & Bianca’s CPA plans

Connect with Jerry & Confianza Wealth Management:

🌐 Website: https://www.confianzawealth.com/

📸 Instagram: https://www.instagram.com/wealthwithjerry/

🎥 YouTube: https://www.youtube.com/@wealthwithjerry

💼 LinkedIn: https://www.linkedin.com/in/gerardo-garciajr/

YouTube: The Foundation of Financial Freedom

Spotify: The Foundation of Financial Freedom

Apple Podcasts: The Foundation of Financial Freedom